Research ArticleArticles
Incorporating Employee Heterogeneity into Default Rules for Retirement Plan Selection
Gopi Shah Goda and Colleen Flaherty Manchester
Journal of Human Resources, January 2013, 48 (1) 198-235; DOI: https://doi.org/10.3368/jhr.48.1.198
Gopi Shah Goda
Gopi Shah Goda is a senior research scholar and coordinator of the Postdoctoral Fellow Program at the Stanford Institute for Economic Policy Research (SIEPR), and a faculty research fellow at the National Bureau of Economic Research (NBER). Colleen Flaherty Manchester is an assistant professor at the Carlson School of Management at the University of Minnesota
Colleen Flaherty Manchester
Gopi Shah Goda is a senior research scholar and coordinator of the Postdoctoral Fellow Program at the Stanford Institute for Economic Policy Research (SIEPR), and a faculty research fellow at the National Bureau of Economic Research (NBER). Colleen Flaherty Manchester is an assistant professor at the Carlson School of Management at the University of Minnesota

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In this issue
Journal of Human Resources
Vol. 48, Issue 1
1 Jan 2013
Incorporating Employee Heterogeneity into Default Rules for Retirement Plan Selection
Gopi Shah Goda, Colleen Flaherty Manchester
Journal of Human Resources Jan 2013, 48 (1) 198-235; DOI: 10.3368/jhr.48.1.198
Jump to section
- Article
- Abstract
- I. Introduction
- II. Background and Related Literature
- III. Causal Effect of Default on Plan Enrollment
- IV. Solving for the Optimal Age-Based Default Rule
- V. Numerical Simulations of the Optimal Age-Based Default Rule
- VI. Conclusion
- Appendix 1 Robustness to Choice of Bandwidth
- Appendix 2 Monte Carlo Simulations
- Footnotes
- References
- Figures & Data
- Info & Metrics
- References
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