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- Received November 1, 2015
- Accepted May 1, 2017
- Published online October 10, 2018.
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© 2018 by the Board of Regents of the University of Wisconsin System
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- Hilary W. Hoynes⇑ and
- Ankur J. Patel
- Hoynes is a Professor of Economics and Public Policy at the Goldman School of Public Policy, University of California, Berkeley. She is also a Research Associate for the National Bureau of Economic Research. Ankur Patel is a Financial Economist at the U.S. Department of the Treasury.
- Hilary Hoynes, Goldman School of Public Policy, University of California Berkeley, 2607 Hearst Avenue, Berkeley, CA 94720 (hoynes{at}berkeley.edu).
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