Skip to main content

Main menu

  • Home
  • Content
    • Current
    • Ahead of print
    • Archive
  • Info for
    • Authors
    • Subscribers
    • Institutions
    • Advertisers
  • About Us
    • About Us
    • Editorial Board
  • More
    • Feedback
    • Request JHR at your library
    • Research Highlights
  • Alerts
  • Other Publications
    • UWP

User menu

  • Register
  • Subscribe
  • My alerts
  • Log in
  • My Cart

Search

  • Advanced search
Journal of Human Resources
  • Other Publications
    • UWP
  • Register
  • Subscribe
  • My alerts
  • Log in
  • My Cart
Journal of Human Resources

Advanced Search

  • Home
  • Content
    • Current
    • Ahead of print
    • Archive
  • Info for
    • Authors
    • Subscribers
    • Institutions
    • Advertisers
  • About Us
    • About Us
    • Editorial Board
  • More
    • Feedback
    • Request JHR at your library
    • Research Highlights
  • Alerts
  • Follow uwp on Twitter
Research ArticleArticles
Open Access

Financial Inclusion, Shocks, and Poverty

Evidence from the Expansion of Mobile Money in Tanzania

Olukorede Abiona and Martin Foureaux Koppensteiner
Journal of Human Resources, March 2022, 57 (2) 435-464; DOI: https://doi.org/10.3368/jhr.57.2.1018-9796R1
Olukorede Abiona
Olukorede Abiona is a Research Fellow at CHERE, University of Technology Sydney, 123 Broadway NSW 2007, Australia.
  • Find this author on Google Scholar
  • Find this author on PubMed
  • Search for this author on this site
Martin Foureaux Koppensteiner
Martin Foureaux Koppensteiner is a Senior Lecturer at the School of Economics, University of Surrey, University Road, GU2 7JP Guildford, UK ().
  • Find this author on Google Scholar
  • Find this author on PubMed
  • Search for this author on this site
  • For correspondence: [email protected]
  • Article
  • Figures & Data
  • Supplemental
  • Info & Metrics
  • References
  • PDF
Loading

Abstract

We estimate the effect of mobile money adoption on consumption smoothing, poverty, and human capital investments in Tanzania. We exploit the rapid expansion of the mobile money agent network between 2010 and 2012 and use this together with idiosyncratic shocks from variation in rainfall over time and across space in a difference-in-difference framework. We find that adopter households are able to smooth consumption during periods of shocks and maintain their investments in human capital. Results on time use of children and labor force participation complement the findings on the important role of mobile money for the intergenerational transmission of poverty.

JEL Classification:
  • G23
  • H31
  • I31
  • I32
  • Received October 2018.
  • Accepted December 2019.

This open access article is distributed under the terms of the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0) and is freely available online at: http://jhr.uwpress.org.

PreviousNext
Back to top

In this issue

Journal of Human Resources: 57 (2)
Journal of Human Resources
Vol. 57, Issue 2
1 Mar 2022
  • Table of Contents
  • Table of Contents (PDF)
  • Index by author
  • Back Matter (PDF)
  • Front Matter (PDF)
Download PDF
Article Alerts
Sign In to Email Alerts with your Email Address
Email Article

Thank you for your interest in spreading the word on Journal of Human Resources.

NOTE: We only request your email address so that the person you are recommending the page to knows that you wanted them to see it, and that it is not junk mail. We do not capture any email address.

Enter multiple addresses on separate lines or separate them with commas.
Financial Inclusion, Shocks, and Poverty
(Your Name) has sent you a message from Journal of Human Resources
(Your Name) thought you would like to see the Journal of Human Resources web site.
Citation Tools
Financial Inclusion, Shocks, and Poverty
Olukorede Abiona, Martin Foureaux Koppensteiner
Journal of Human Resources Mar 2022, 57 (2) 435-464; DOI: 10.3368/jhr.57.2.1018-9796R1

Citation Manager Formats

  • BibTeX
  • Bookends
  • EasyBib
  • EndNote (tagged)
  • EndNote 8 (xml)
  • Medlars
  • Mendeley
  • Papers
  • RefWorks Tagged
  • Ref Manager
  • RIS
  • Zotero
Share
Financial Inclusion, Shocks, and Poverty
Olukorede Abiona, Martin Foureaux Koppensteiner
Journal of Human Resources Mar 2022, 57 (2) 435-464; DOI: 10.3368/jhr.57.2.1018-9796R1
Digg logo Reddit logo Twitter logo Facebook logo Mendeley logo
  • Tweet Widget
  • Facebook Like
  • Google Plus One
Bookmark this article

Jump to section

  • Article
  • Figures & Data
  • Supplemental
  • Info & Metrics
  • References
  • PDF

Related Articles

  • Google Scholar

Cited By...

  • No citing articles found.
  • Google Scholar

More in this TOC Section

  • Medication of Postpartum Depression and Maternal Outcomes
  • Human Capital Development
  • What Knox Achieved
Show more Articles

Similar Articles

Keywords

  • G23
  • H31
  • I31
  • I32
UWP

© 2023 Board of Regents of the University of Wisconsin System

Powered by HighWire