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Anita Mukherjee is an associate professor of Risk and Insurance at the Wisconsin School of Business, University of Wisconsin-Madison .

Daniel W. Sacks is an associate professor of Risk and Insurance at the Wisconsin School of Business, University of Wisconsin-Madison.

Hoyoung Yoo is an assistant professor of Department of Economics at the University of Illinois Urbana-Champaign.

Alex Hollingsworth is an associate professor at the Department of Agricultural, Environmental, and Development Economics; the Department of Economics; and the John Glenn College of Public Affairs at Ohio State University and a Research Associate at the National Bureau of Economic Research.

Jiafang Huang is a Ph.D. student at the Charles H. Dyson School of Applied Economics and Management at Cornell University.

Ivan Rudik is an associate professor at the Charles H. Dyson School of Applied Economics and Management at Cornell University, and a Research Associate at the National Bureau of Economic Research (corresponding author, ).

Nicholas J. Sanders is an associate professor in the Brooks School of Public Policy and the Department of Economics at Cornell University, and a Research Associate at the National Bureau of Economic Research.