Article Figures & Data
Tables
Girl CCT Program Start Year End Year Spatial Coverage Scope (1) (2) (3) (4) Rajalakshmi 1992a 2000 Rajasthan birth Girl Child Protection Scheme 1992 Tamil Nadu birth, education Apni Beti Apna Dhan 1994 1998 Haryana birth, education, marriage Kunwarbainu Mameru Yojana 1995 Gujarat marriage Girl Child Protection Scheme 1996 Andhra Pradesh birth, immunization, education, marriage Kanya Jagriti Jyoti Scheme 1996 Punjab birth Balika Samriddhi Yojana 1997 2006 Nationalb birth, education, marriage Devi Rupak 2002 Haryana birth Balri Rakshak Yojana 2005 2014 Punjab birth Ladli Scheme 2005 Haryana birth, immunization, education Bhagyalakshmi 2006 Karnataka birth, immunization, education, marriage Mukhya Mantri Kanyadan Yojana 2006 Madhya Pradesh marriage Ladli Lakshmi Yojana 2007 Madhya Pradesh birth, education, marriage Indira Gandhi Balika Suraksha Yojana 2007 Himachal Pradesh birth Dhanlakshmi Scheme 2008 2013 Nationalc birth, immunization, education, marriage Mukhya Mantri Kanya Vivah Yojana 2008 Bihar marriage Mukhya Mantri Kanya Suraksha Yojana 2008 Bihar birth Ladli 2008 Delhi birth, education Majoni 2009 Assam birth Beti Hai Anmol 2010 Himachal Pradesh birth, education, marriage Mamta 2011 Goa birth, immunization, education Girl CCT Program Income Restriction Girls per Family Fertility Restriction Maximum Number of Children (1) (2) (3) (4) Rajalakshmi —a 2 sterilization 2 Girl Child Protection Scheme BPL 2 sterilization 2 (1 or 2 girls) Apni Beti Apna Dhan BPLb 3 — girl is of parity 1, 2 or 3 Kunwarbainu Mameru Yojana Rs.21,206c 1 — — Girl Child Protection Scheme Rs.24,000d 2 family planning operation 2e(1 girl family or 2-girl family) Kanya Jagriti Jyoti Scheme BPL 2 terminal planning method 2 Balika Samriddhi Yojana BPL 2 — — Devi Rupak Non-taxpayers 1 sterilization 2 (1 child or 2 girl family) Balri Rakshak Yojana — 2 sterilization 2 Ladli Scheme — 1f — — Bhagyalakshmi BPL 2 sterilization 3 Mukhya Mantri Kanyadan Yojana econ. backward — — — Ladli Lakshmi Yojana Nontaxpayers 2g sterilizationh 2 Indira Gandhi Balika Suraksha Yojana — 2 sterilization 2 (1 girl or 2 girl family) Dhanlakshmi Scheme — — — — Mukhya Mantri Kanya Vivah Yojana Rs.60,000 —i — — Mukhya Mantri Kanya Suraksha Yojana BPL 2 — — Ladli Rs.100,000/year 2 — — Majoni 2 — 2 (1 or 2 girls) Beti Hai Anmol BPL 2 — — Mamta — 2 — — ↵a In some years, different payout amounts for Scheduled Castes/Scheduled Tribes (SC/ST).
↵b Or SC or Other Backward Classes (OBC) if nontaxpayer.
↵c Rs.21,206 for urban areas, Rs.15,976 for rural areas.
↵d Rs.24,000 in urban areas, Rs.20,000 in rural areas.
↵e No restriction, but families with one girl younger than three given first priority; second priority for families with two children where second girl is three or younger.
↵f Only second girl child is eligible (immediate coverage with twin girls).
↵g Three if all-girl triplets.
↵h Since 2008 does not apply to first girl, but required for second girl.
↵i No restriction in principle, but program severely supply constrained.
Conditions Payout
(Indian Rupees)Girls born after Nov. 19, 2008, with birth registered 5,000 Immunization Within first 6 weeks 200 Between 6–14 weeks 200 Between 4–9 months 200 Between 9–16 months 200 Between 16–24 months 200 On completion of immunization 250 Education On enrollment in primary school 1,000 1st grade + attendance 500 2nd grade + attendance 500 3rd grade + attendance 500 4th grade + attendance 500 5th grade + attendance 500 On enrollment in Middle school 1,500 6th grade + attendance 750 7th grade + attendance 750 8th grade + attendance 750 Marriage 18 years old and unmarried 100,000 Notes: The terminal benefit is paid through an insurance maturity cover initiated at the time of birth.
DLHS 07/08 and 12/13 DLHS 12/13 and NFHS 15/16 Fatehgarh Sahib Control Fatehgarh Sahib Control Pre Post Pre Post Pre Post Pre Post isgirl 0.456 0.501 0.451 0.452 0.495 0.483 0.451 0.469 isbirth 0.287 0.280 0.298 0.286 0.352 0.373 0.359 0.390 Mother’s age 26.148 27.752 26.600 27.065 27.541 27.987 26.682 26.810 (3.715) (4.185) (4.082) (4.349) (4.231) (4.195) (4.319) (4.338) Mothers educated below primary 0.032 0.009 0.042 0.024 0.011 0.000 0.024 0.000 Mothers with primary education 0.384 0.317 0.402 0.352 0.306 0.120 0.356 0.142 Mothers educated beyond primary 0.583 0.665 0.554 0.619 0.672 0.880 0.616 0.858 Share of Hindus 0.236 0.248 0.353 0.379 0.250 0.275 0.372 0.354 Share of Muslims 0.028 0.027 0.014 0.018 0.019 0.000 0.020 0.019 Share of Christians 0.005 0.006 0.007 0.007 0.004 0.000 0.007 0.010 Share of Sikhs 0.731 0.716 0.621 0.594 0.724 0.725 0.599 0.615 Share of low caste 0.398 0.459 0.322 0.403 0.463 0.472 0.419 0.431 Share of backward tribes 0.009 0.003 0.003 0.024 0.004 0.000 0.025 0.001 Share of rural households 0.699 0.662 0.696 0.599 0.660 0.579 0.607 0.637 Share of Kaccha houses 0.014 0.024 0.020 0.030 0.030 0.000 0.033 0.001 Share of Pucca houses 0.782 0.758 0.736 0.663 0.780 0.867 0.656 0.827 No. of mothers 180 223 3,041 3,257 268 86 3,982 1766 No. of live births 248 371 4,524 5,535 283 87 4,285 1827 Notes: Kaccha and Pucca houses refer to unengineered and engineered dwelling-place construction. In the left panel, pre and post refer to the periods 2004–2007 and 2009–2012. In the right panel, pre and post refer to the periods 2010–2012 and 2014–2016.
DLHS 2007/08 and 12/13 Census Punjab None No Changes Northwest Punjab Punjab (1) (2) (3) (4) (5) (6) Panel A: Girl Births DL × Post 0.045 0.055 0.047 0.054 0.050 0.0062 CR (0.000) (0.000) (0.000) (0.000) (0.000) (0.000) Wild R (0.146) (0.099) (0.066) (0.178) (0.487) Wild U (0.114) (0.051) (0.020) (0.113) (0.000) District FE X X X X Year FE X X X X Controls X X X X X Observations 10,678 10,678 66,861 51,783 26,217 144 R2 0.000 0.008 0.001 0.002 0.005 0.860 Panel B: Fertility DL × Post 0.005 0.009 0.003 0.006 0.008 –1,605.7226 CR (0.065) (0.003) (0.029) (0.000) (0.001) (0.127) Wild R (0.672) (0.265) (0.519) (0.286) (0.436) (0.502) Wild U (0.660) (0.248) (0.513) (0.279) (0.406) (0.229) District FE X X X X Year FE X X X X Controls X X X X X Observations 36,768 36,768 228,656 172,360 87,744 144 R2 0.000 0.006 0.004 0.004 0.006 0.233 Notes: DLHS samples. Outcome variables are isgirl (Panel A) and isbirth (Panel B). DID estimates compare the change in each outcome between 2004–2007 and 2009–2012 in Fatehgarh Sahib with the corresponding changes in the control districts. Controls: child’s birth order, mother’s age and education, household’s caste, religion, location (rural or urban), and an indicator of dwelling construction type (wealth proxy). Alternative control groups comprise states that were surveyed in 2012/13 and, respectively, had no girl-child CCT operating during the period (“None”), had a girl-child CCT but the status of the CCT did not change (“No Changes”), and are culturally similar to Punjab (“Northwest”). The Punjab sample includes 6,701 mothers; the None sample, 42,114; the No Changes sample, 31,320; and the Northwest sample, 16,146. p-values in parentheses. Census sample. The outcome variables are share of girls in the zero-to-six–year-old population (Panel A) and the size of the zero-to-six population (Panel B). The DID estimates compare the change in each outcome between 2001 and 2011 in Sirhind with the corresponding changes in the other blocks in Punjab. The controls are male and female literacy rates, labor force participation by gender, rural population share, and scheduled caste or tribe share, and block fixed effects. The treated area is the Sirhind block and the treatment period is 2011. p-values in parentheses.
- Table 6
Dhanlakshmi Effects on Girl Births and Fertility by Birth Order and Urban/Rural Residency, DLHS 2007/08 and 2012/13
isgirl isgirl isbirth (1) (2) (3) DL × post 0.043 DL × post 0.074 0.010 (0.006) (0.000) (0.001) DL × post × bo = 2 0.058 DL × post × urban −0.066 −0.007 (0.015) (0.024) (0.072) DL × post × bo > 2 −0.054 (0.122) District FE X X X Year FE X X X Controls X X X Observations 10,678 10,678 36,768 R2 0.008 0.008 0.006 Notes: The DID estimates compare the change in each outcome between the periods 2004–2007 and 2009–2012 in Fatehgarh Sahib with the corresponding changes in the other Punjabi districts. The controls are the child’s birth order, mother’s age and education, household’s caste, religion, location (rural or urban), and an indicator of dwelling construction type (wealth proxy). The treated area is Fatehgarh Sahib and the treatment period is 2009–2012. The sample includes 6,701 mothers in Punjab. p-values based on CR standard errors in parentheses.
Punjab Punjab None No Changes Northwest (1) (2) (3) (4) (5) Panel A: Overall Son Preference DL × Post −0.0329 −0.0539 −0.0138 −0.0402 0.0206 (0.0903) (0.0036) (0.0589) (0.0008) (0.2182) District FE X X X X Controls X X X X Observations 3,020 3,020 24,404 14,945 7,099 R2 0.000399 0.436 0.322 0.336 0.402 Panel B: Son Preference by Gender of Older Sibling DL × Post × hasdaughter 0.0354 0.0195 −0.0171 −0.0192 0.0510 (0.2360) (0.5586) (0.3590) (0.3133) (0.0461) DL × Post −0.0554 −0.0592 0.0003 −0.0244 −0.0056 (0.0044) (0.0072) (0.9709) (0.0030) (0.6757) hasdaughter 0.7217 0.8944 0.7731 0.8285 0.8636 (0.0000) (0.0000) (0.0000) (0.0000) (0.0000) District FE X X X X Controls X X X X Observations 3,020 3,020 24,404 14,945 7,099 R2 0.418 0.438 0.324 0.338 0.407 Notes: DLHS sample of mothers who responded to the fertility survey. The outcome variable is a binary indicator for whether a mother desired a son at the next birth. The controls are the number of daughters from previous births, mother’s age, education, religion, caste, and a proxy for household wealth. p-values based on CR standard errors in parentheses.
- Table 8
Post-Program Effects of Dhanlakshmi on Girl Births and Fertility, DLHS 12/13 and NFHS 15/16
isgirl isgirl isgirl isbirth isbirth (1) (2) (3) (4) (5) DL × Post −0.0304 −0.0272 0.0733 −0.0104 −0.0151 (0.029) (0.126) (0.011) (0.001) (0.001) DL × Post × bo = 2 −0.259 (0.000) DL × Post × bo > 2 −0.00486 (0.932) District FE X X X Year FE X X X Controls X X X Observations 6,482 6,482 6,482 17,669 17,669 R2 0.000553 0.0160 0.0174 0.000745 0.0669 Notes: The DID estimates compare the change in each outcome between the periods 2010–2012 and 2014–2016 in Fatehgarh Sahib with the corresponding changes in the control districts. The controls are the child’s birth order, mother’s age and education, household’s caste, religion, location (rural or urban), and an indicator of dwelling construction type (wealth proxy). The treated area is Fatehgarh Sahib and the treatment period is 2014–2016. The sample includes 6,102 mothers in Punjab. p-values based on CR standard errors in parentheses.
- Table 9
Dhanlakshmi Effects on Immunization, Survival and School Attendance, DLHS 2007/08 2012/13 and NHFS 2015/16
Imm 1 Imm 2 Imm 3 Breastfeeding isgirl5 isn (1) (2) (3) (4) (5) (6) DL × post 0.0713 0.0502 0.0508 0.024 0.045 0.040 (0.0117) (0.0448) (0.0425) (0.051) (0.000) (0.000) District FE X X X X X X Interview year FE X X X X X X Controls X X X X X X Observations 2,665 2,665 2,665 2,844 9,814 4,427 R2 0.046 0.049 0.050 0.028 0.003 0.115 Notes: DLHS 07/08 & 12/13 sample in Columns 1–4 include girls aged two years or older in Punjab. Outcome variables Imm 1 – 3 are binary indicators for the recorded vaccine doses. Imm 1 covers BCG and DPT 1; Imm 2 adds DPT 2–3 and Polio 1–3 to the earlier doses; Imm 3 includes all previous doses and the Measles vaccine. Outcome variable breastfeeding is a binary indicator for whether the child was breastfed within three days after birth. DID estimates compare the change in girls’ immunization and breastfeeding between 2004–2006 and 2009–2011 in Fatehgarh Sahib district with the corresponding changes in the control districts. Controls: child’s birth order, mother’s age and education, household’s caste, religion, location and an indicator of dwelling construction type (wealth proxy). p-values based on CR standard errors in parentheses. DLHS 2012/13 and NFHS 2015/16 sample in Columns 5 and 6 comprise all five-to-seven–year-olds in the surveyed households. isgirl5 is the share of girls in the selected age group and isn is a binary indicator for whether a girl belonging to this age cohort is currently attending school. DID estimates compare the change in outcomes for birth cohorts between 2000–2002 and 2009–2011 in Fatehgarh Sahib district with the corresponding changes in the control districts. Controls: child’s age, household head’s education, caste, religion, location, and an indicator of household wealth. p-values based on CR standard errors in parentheses.
- Table 10
Dhanlakshmi Effects on the Education Outcomes of Older Girls, DLHS 2012/13 and NFHS 2015/16
isn yos (1) (2) DL × post −0.0106 0.345 (0.280) (0.000) District FE X X Interview year FE X X Controls X X Observations 9,191 9,191 R2 0.099 0.552 Notes: DLHS 07/08 and NFHS 15/16 sample comprise 8–14–year-old girls in the surveyed households. isn is a binary indicator for whether a girl belonging to this age cohort is currently attending school and yos is grades completed. DID estimates compare the change in outcomes for birth cohorts between 1994–1999 and 2002–2007 in Fatehgarh Sahib district with the corresponding changes in the control districts. Controls: child’s age, household head’s education, caste, religion, location, and an indicator of household wealth. p-values based on CR standard errors in parentheses.
- Table 11
Dhanlakshmi Effects on Prenatal and Pregnancy Outcomes, DLHS 2007/08 and 2012/2013
DL × Post P-Value N R2 (1) (2) (3) (4) No. of days ifa tablets taken 8.416 (0.039) 4,562 0.0989 Received tetanus injection 0.137 (0.000) 6,701 0.0430 Swelling of hands, feet and face −0.0526 (0.003) 6,651 0.011 Paleness/giddiness/weakness −0.0757 (0.003) 6,651 0.0525 Visual disturbances −0.0327 (0.016) 6,651 0.0183 Excessive fatigue −0.131 (0.000) 6,651 0.040 Convulsions not from fever 0.0696 (0.000) 6,651 0.0203 Weak or no movement of fetus −0.0405 (0.000) 6,651 0.0122 Abnormal fetal position −0.0503 (0.000) 6,651 0.0115 Malaria 0.00239 (0.565) 6,651 0.0104 Excessive vomiting −0.0146 (0.375) 6,651 0.0235 Hypertension/high bp −0.0805 (0.000) 6,651 0.0108 Jaundice −0.0229 (0.000) 6,651 0.00612 Excessive bleeding −0.00242 (0.582) 6,651 0.00823 Vaginal discharge −0.0167 (0.001) 6,651 0.0121 Notes: DLHS sample of mothers (6,701) who responded to the prenatal care questionnaire. The outcome variable is a binary indicator for whether a mother received antenatal care or reported having a problem at her most recent pregnancy. DID estimates compare the change in each outcome during 2004–2007 and 2009–2012 in Fatehgarh Sahib with the corresponding changes in the control districts. Added controls include mother’s age and education, household’s caste, religion, location (rural or urban), and an indicator of dwelling construction type (wealth proxy). p-values based on CR standard errors in parentheses.
DL × Post P-Value N R2 (1) (2) (3) (4) Had a normal delivery −0.0250 (0.175) 6,619 0.0357 Delivered at a medical facility −0.0712 (0.000) 6,620 0.138 Premature labor −0.128 (0.000) 6,651 0.0442 Excessive bleeding −0.0671 (0.000) 6,651 0.0129 Prolonged labor −0.111 (0.000) 6,651 0.0403 Obstructed labor −0.0332 (0.110) 6,651 0.135 Breech presentation −0.0227 (0.011) 6,651 0.0162 Convulsion/high bp −0.0293 (0.000) 6,651 0.00787 High fever 0.0709 (0.000) 6,651 0.0200 Lower abdomen pain −0.0844 (0.000) 6,651 0.0364 Vaginal discharge −0.00615 (0.170) 6,651 0.00841 Excess bleeding 0.00180 (0.845) 6,651 0.0147 Convulsion −0.0190 (0.000) 6,651 0.00817 Severe headache −0.0601 (0.000) 6,651 0.0122 Notes: DLHS sample of mothers (6,701) who responded to the delivery and postnatal care questionnaire. The outcome variable is a binary indicator for whether a mother experienced problems with childbirth at her most recent pregnancy. DID estimates compare the change in each outcome during 2004–2007 and 2009–2012 in Fatehgarh Sahib with the corresponding changes in the control districts. Added controls include mother’s age and education, household’s caste, religion, location (rural or urban), and an indicator of dwelling construction type (wealth proxy). p-values based on CR standard errors in parentheses.
Additional Files
Free alternate access to The Journal of Human Resources supplementary materials is available at https://uwpress.wisc.edu/journals/journals/jhr-supplementary.html






