Skip to main content

Main menu

  • Home
  • Content
    • Current
    • Ahead of print
    • Archive
    • Supplementary Material
  • Info for
    • Authors
    • Subscribers
    • Institutions
    • Advertisers
  • About Us
    • About Us
    • Editorial Board
  • Connect
    • Feedback
    • Help
    • Request JHR at your library
  • Alerts
  • Free Issue
  • Special Issue
  • Other Publications
    • UWP

User menu

  • Register
  • Subscribe
  • My alerts
  • Log in
  • My Cart

Search

  • Advanced search
Journal of Human Resources
  • Other Publications
    • UWP
  • Register
  • Subscribe
  • My alerts
  • Log in
  • My Cart
Journal of Human Resources

Advanced Search

  • Home
  • Content
    • Current
    • Ahead of print
    • Archive
    • Supplementary Material
  • Info for
    • Authors
    • Subscribers
    • Institutions
    • Advertisers
  • About Us
    • About Us
    • Editorial Board
  • Connect
    • Feedback
    • Help
    • Request JHR at your library
  • Alerts
  • Free Issue
  • Special Issue
  • Follow uwp on Twitter
  • Follow JHR on Bluesky
Research ArticleArticles

Increasing Retirement Savings through Access Points and Persuasive Messages: Evidence from Mexico

Mariano Bosch and Adrian Rubli
Published online before print August 06, 2021, 0220-10750R2; DOI: https://doi.org/10.3368/jhr.58.5.0220-10750R2
Mariano Bosch
Mariano Bosch is a Principal Economist at the Inter-American Development Bank (IDB).
  • Find this author on Google Scholar
  • Find this author on PubMed
  • Search for this author on this site
Adrian Rubli
Adrian Rubli is an assistant professor in the Department of Business Administration at Instituto Tecnológico Autónomo de México (ITAM) in Mexico City.
  • Find this author on Google Scholar
  • Find this author on PubMed
  • Search for this author on this site
  • For correspondence: [email protected]
  • Article
  • Figures & Data
  • Supplemental
  • Info & Metrics
  • References
  • PDF
Loading

Abstract

We study transaction costs for making deposits within the privatized pension system in Mexico. We analyze an expansion of access channels for additional (voluntary) contributions at 7-Eleven stores, followed by a media campaign providing information on this policy and persuasive messages to save. We estimate a differential 6-9% increase in the volume of transactions post-policy in municipalities with 7-Eleven relative to those without. However, due to smaller deposits compared to pre-policy sizes, we find modest effects on the flow of savings. Contribution size was not just smaller for marginal savers, but also decreased significantly for some inframarginal savers.

JEL codes:
  • D14
  • D83
  • G23

This article requires a subscription to view the full text. If you have a subscription you may use the login form below to view the article. Access to this article can also be purchased.

Log in using your username and password

Forgot your user name or password?

Purchase access

You may purchase access to this article. This will require you to create an account if you don't already have one.
Next
Back to top

In this issue

Journal of Human Resources: 60 (3)
Journal of Human Resources
Vol. 60, Issue 3
1 May 2025
  • Table of Contents
  • Table of Contents (PDF)
  • Index by author
  • Front Matter (PDF)
Download PDF
Article Alerts
Sign In to Email Alerts with your Email Address
Email Article

Thank you for your interest in spreading the word on Journal of Human Resources.

NOTE: We only request your email address so that the person you are recommending the page to knows that you wanted them to see it, and that it is not junk mail. We do not capture any email address.

Enter multiple addresses on separate lines or separate them with commas.
Increasing Retirement Savings through Access Points and Persuasive Messages: Evidence from Mexico
(Your Name) has sent you a message from Journal of Human Resources
(Your Name) thought you would like to see the Journal of Human Resources web site.
Citation Tools
Increasing Retirement Savings through Access Points and Persuasive Messages: Evidence from Mexico
Mariano Bosch, Adrian Rubli
Journal of Human Resources Aug 2021, 0220-10750R2; DOI: 10.3368/jhr.58.5.0220-10750R2

Citation Manager Formats

  • BibTeX
  • Bookends
  • EasyBib
  • EndNote (tagged)
  • EndNote 8 (xml)
  • Medlars
  • Mendeley
  • Papers
  • RefWorks Tagged
  • Ref Manager
  • RIS
  • Zotero
Share
Increasing Retirement Savings through Access Points and Persuasive Messages: Evidence from Mexico
Mariano Bosch, Adrian Rubli
Journal of Human Resources Aug 2021, 0220-10750R2; DOI: 10.3368/jhr.58.5.0220-10750R2
Twitter logo Facebook logo Mendeley logo
  • Tweet Widget
  • Facebook Like
  • Google Plus One
Bookmark this article

Jump to section

  • Article
  • Figures & Data
  • Supplemental
  • Info & Metrics
  • References
  • PDF

Related Articles

  • Google Scholar

Cited By...

  • No citing articles found.
  • Google Scholar

More in this TOC Section

  • Owning the Agent
  • Understanding the Educational Attainment Polygenic Index and its Interactions with SES in Determining Health in Young Adulthood
  • Unexpected colonial returns
Show more Articles

Similar Articles

Keywords

  • D14
  • D83
  • G23
UW Press logo

© 2025 Board of Regents of the University of Wisconsin System

Powered by HighWire