RT Journal Article SR Electronic T1 Financial Inclusion, Shocks, and Poverty JF Journal of Human Resources JO J Hum Resour FD University of Wisconsin Press SP 435 OP 464 DO 10.3368/jhr.57.2.1018-9796R1 VO 57 IS 2 A1 Olukorede Abiona A1 Martin Foureaux Koppensteiner YR 2022 UL http://jhr.uwpress.org/content/57/2/435.abstract AB We estimate the effect of mobile money adoption on consumption smoothing, poverty, and human capital investments in Tanzania. We exploit the rapid expansion of the mobile money agent network between 2010 and 2012 and use this together with idiosyncratic shocks from variation in rainfall over time and across space in a difference-in-difference framework. We find that adopter households are able to smooth consumption during periods of shocks and maintain their investments in human capital. Results on time use of children and labor force participation complement the findings on the important role of mobile money for the intergenerational transmission of poverty.