Pre/postretirement changes in wealth, health, and perceptions by whether work expectation realized
| Expected Leisure | Expected Work | |||
|---|---|---|---|---|
| Not Realized (1) | Realized (2) | Not Realized (3) | Realized (4) | |
| Wealth Changes pre/postretirement | ||||
| Percent change net worth at 50th percentile | 4.0 | 6.5 | 6.4 | 5.1 |
| Percent change net worth at 75th percentile | 44.6 | 50.7 | 63.7 | 55.5 |
| Percent change stock value at 50th percentile | 0.0 | 0.0 | 0.0 | 0.0 |
| Percent change stock value at 75th percentile | 56.8 | 73.3 | 20.3 | 42.0 |
| Changes in perceptions pre/postretirement (percentage) | ||||
| Ex-ante worried about not having enough income | 38.0 | 42.5 | 60.6 | 56.5 |
| Ex-post bothered by not having enough income | 37.9 | 27.5 | 40.3 | 43.2 |
| Ex-ante worried about not being productive | 21.4 | 22.4 | 37.9 | 40.2 |
| Ex-post bothered by not being productive | 33.8 | 22.3 | 30.5 | 36.9 |
| Health-related changes pre/postretirement (percentage) | ||||
| Health shock (respondent) | 19.1 | 23.2 | 27.3 | 17.5 |
| Health shock (spouse if married) | 20.9 | 18.3 | 20.9 | 20.1 |
| Lost health insurance coverage | 17.8 | 17.1 | 14.0 | 14.7 |
| Expected but lost health insurance coverage | 10.2 | 10.4 | 5.9 | 7.9 |
Notes: Cell entries are the centile value of row characteristic computed for each column, or the percentage of each column with row characteristic, as noted. Sample is all individuals observed two or more years after first retirement based on combined hours and self-reported retirement definition. Work after retirement includes partial retirement and unretirement. Pre/postretirement changes are measured using survey waves immediately before and after retirement date.