Increasing Retirement Savings through Access Points and Persuasive Messages: Evidence from Mexico
We study transaction costs for making deposits within the privatized pension system in
Mexico. We analyze an expansion of access channels for additional (voluntary) …
Mexico. We analyze an expansion of access channels for additional (voluntary) …
[PDF][PDF] Preferences, constraints, and substitutes for coverage under Peru's pension system
A Barr, T Packard - The World Bank, 2003 - Citeseer
Exploiting new data from an integrated household survey and economic field experiment in
Lima, Peru, we analyze workers' revealed preferences for securing income in old age. We …
Lima, Peru, we analyze workers' revealed preferences for securing income in old age. We …
Essays on the Determinants of Pension Savings and Retirement Management Decisions
GA Lara-Ibarra - 2011 - drum.lib.umd.edu
In recent years, governments have become increasingly concerned about the low levels of
households wealth accumulation upon retirement, and the capacity of individuals to keep …
households wealth accumulation upon retirement, and the capacity of individuals to keep …
[PDF][PDF] The Long-Term E ects of Temporary Incentives to Save: Evidence from a Prize-Linked Savings Field Experiment
Despite the benefits of saving in formal financial institutions, take-up of no-fee formal savings
accounts is low among the poor. Surprisingly, even after opening a savings account, use of …
accounts is low among the poor. Surprisingly, even after opening a savings account, use of …
[PDF][PDF] Evidence of the lack of effectiveness of low-income savings incentives
JM Camp, T Stephenson, SR Wade - 2007 - scholarworks.umb.edu
In view of the government's propensity to develop programs to encourage savings, we
examine a group of individuals to whom these programs are targeted: low-to moderate …
examine a group of individuals to whom these programs are targeted: low-to moderate …
How much to save? Decision costs and retirement plan participation
Deciding how much to save for retirement can be complicated. Drawing on a field
experiment conducted with the Department of Defense, we study whether such complexity …
experiment conducted with the Department of Defense, we study whether such complexity …
[PDF][PDF] Investor decisions and the financial crisis in Mexico's privatized social security market
J Hastings - 12th annual joint conference of the retirement research …, 2010 - nber.org
There is an increasing movement to give workers greater control over pensions, allowing
them to personally manage their retirement investments. The recent trend away from pay-as …
them to personally manage their retirement investments. The recent trend away from pay-as …
Savings services
J Ledgerwood - 2013 - elibrary.worldbank.org
Provides an overview of savings services, primarily from an institutional perspective,
focusing on the institutional capacity required, the range of clients served, the added …
focusing on the institutional capacity required, the range of clients served, the added …
[HTML][HTML] Choice of pension management fees and effects on pension wealth
To shed light on the effects of individual choice on pension wealth, we study a policy change
to the management fees of pension funds implemented by Peru's government in 2013. The …
to the management fees of pension funds implemented by Peru's government in 2013. The …
[PDF][PDF] Dynamic labor supply and saving incentives in privatized pension systems: evidence from Chile
C Joubert - 2010 Meeting Papers, 2010 - Citeseer
This paper analyzes how the design of a privatized pension system with mandatory pension
contributions and a state-financed safety net affects households' labor supply and saving …
contributions and a state-financed safety net affects households' labor supply and saving …