Increasing Retirement Savings through Access Points and Persuasive Messages: Evidence from Mexico

M Bosch, A Rubli - Journal of Human Resources, 2023 - jhr.uwpress.org
We study transaction costs for making deposits within the privatized pension system in
Mexico. We analyze an expansion of access channels for additional (voluntary) …

[PDF][PDF] Preferences, constraints, and substitutes for coverage under Peru's pension system

A Barr, T Packard - The World Bank, 2003 - Citeseer
Exploiting new data from an integrated household survey and economic field experiment in
Lima, Peru, we analyze workers' revealed preferences for securing income in old age. We …

Essays on the Determinants of Pension Savings and Retirement Management Decisions

GA Lara-Ibarra - 2011 - drum.lib.umd.edu
In recent years, governments have become increasingly concerned about the low levels of
households wealth accumulation upon retirement, and the capacity of individuals to keep …

[PDF][PDF] The Long-Term E ects of Temporary Incentives to Save: Evidence from a Prize-Linked Savings Field Experiment

P Gertler, S Higgins, A Scott, E Seira - 2018 - povertyactionlab.org
Despite the benefits of saving in formal financial institutions, take-up of no-fee formal savings
accounts is low among the poor. Surprisingly, even after opening a savings account, use of …

[PDF][PDF] Evidence of the lack of effectiveness of low-income savings incentives

JM Camp, T Stephenson, SR Wade - 2007 - scholarworks.umb.edu
In view of the government's propensity to develop programs to encourage savings, we
examine a group of individuals to whom these programs are targeted: low-to moderate …

How much to save? Decision costs and retirement plan participation

J Goldin, T Homonoff, R Patterson… - Journal of Public …, 2020 - Elsevier
Deciding how much to save for retirement can be complicated. Drawing on a field
experiment conducted with the Department of Defense, we study whether such complexity …

[PDF][PDF] Investor decisions and the financial crisis in Mexico's privatized social security market

J Hastings - 12th annual joint conference of the retirement research …, 2010 - nber.org
There is an increasing movement to give workers greater control over pensions, allowing
them to personally manage their retirement investments. The recent trend away from pay-as …

Savings services

J Ledgerwood - 2013 - elibrary.worldbank.org
Provides an overview of savings services, primarily from an institutional perspective,
focusing on the institutional capacity required, the range of clients served, the added …

[HTML][HTML] Choice of pension management fees and effects on pension wealth

N Bernal, J Olivera - Journal of Economic Behavior & Organization, 2020 - Elsevier
To shed light on the effects of individual choice on pension wealth, we study a policy change
to the management fees of pension funds implemented by Peru's government in 2013. The …

[PDF][PDF] Dynamic labor supply and saving incentives in privatized pension systems: evidence from Chile

C Joubert - 2010 Meeting Papers, 2010 - Citeseer
This paper analyzes how the design of a privatized pension system with mandatory pension
contributions and a state-financed safety net affects households' labor supply and saving …